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BDI
FS

First State Bank of Randolph County

Cuthbert, GeorgiaFDIC Cert #2157

STATEEstablished 19002 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$95.1M$87.2M
Q3 2021$94.1M$86M
Q4 2021$98.9M$91.7M
Q1 2022$97.9M$94.2M
Q2 2022$88.9M$89.6M
Q3 2022$86.7M$88M
Q4 2022$90.1M$91.4M
Q1 2023$88.5M$89.4M
Q2 2023$88.1M$89M
Q3 2023$82.8M$84.9M
Q4 2023$88.9M$89.2M
Q1 2024$88.9M$89.6M
Q2 2024$87.9M$88.1M
Q3 2024$87.1M$85.4M
Q4 2024$89M$89M
Q1 2025$88.1M$87.4M
Q2 2025$86M$85.4M
Q3 2025$84M$82.2M
Q4 2025$85.7M$83.8M
Q1 2026$88.1M$86.3M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$88.1M
−0.0%y/y
Percentile by value85th percentileby value
Peer standing in asset:lt_100m
FDICASSET
Deposits
$86.3M
−1.3%y/y
Percentile by value98th percentileby value
Peer standing in asset:lt_100m
FDICDEP
Gross loans
$28.3M
−10.4%y/y
Percentile by value45th percentileby value
Peer standing in asset:lt_100m
FDICLNLSGR
Net loans
$28M
−10.6%y/y
Percentile by value45th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
Securities
$39.5M
−3.1%y/y
Percentile by value95th percentileby value
Peer standing in asset:lt_100m
FDICSC
Cash
$3.66M
−29.4%y/y
Percentile by value37th percentileby value
Peer standing in asset:lt_100m
FDICCHBAL
Liabilities
$86.8M
−1.2%y/y
Percentile by value97th percentileby value
Peer standing in asset:lt_100m
FDICLIAB
Equity
$1.34M
+366.2%y/y
Peer standing1st percentile
Peer standing in asset:lt_100m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$574K
−7.7%y/y
Peer standing41st percentile
Peer standing in asset:lt_100m
FDICNIM + NONII
NII
$509K
−9.4%y/y
Peer standing47th percentile
Peer standing in asset:lt_100m
FDICNIM
Noninterest income
$65K
+8.3%y/y
Peer standing65th percentile
Peer standing in asset:lt_100m
FDICNONII
Provision
$4K
+33.3%y/y
Percentile by value71st percentileby value
Peer standing in asset:lt_100m
FDICELNATR
Pretax income
−$68K
−372.0%y/y
Peer standing9th percentile
Peer standing in asset:lt_100m
FDICPTAXNETINC
Net income
−$68K
−372.0%y/y
Peer standing10th percentile
Peer standing in asset:lt_100m
FDICNETINC