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BDI
FS

First Southern State Bank

Stevenson, AlabamaFDIC Cert #2829

STATEEstablished 191011 branches

Holding company: FIRST BANCSHARES STEVENSON INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$713M$641M
Q3 2021$748M$670M
Q4 2021$746M$671M
Q1 2022$741M$681M
Q2 2022$743M$695M
Q3 2022$746M$704M
Q4 2022$753M$706M
Q1 2023$764M$711M
Q2 2023$772M$721M
Q3 2023$766M$719M
Q4 2023$783M$725M
Q1 2024$788M$730M
Q2 2024$807M$745M
Q3 2024$821M$749M
Q4 2024$822M$758M
Q1 2025$837M$766M
Q2 2025$855M$782M
Q3 2025$861M$781M
Q4 2025$877M$795M
Q1 2026$884M$800M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$884M
+5.7%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$800M
+4.4%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$498M
+6.7%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$492M
+6.7%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$283M
+9.2%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$61.8M
−9.3%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$806M
+4.4%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$77.9M
+21.1%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$8.96M
+20.8%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$7.68M
+22.1%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.28M
+13.8%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$275K
+71.9%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$3.92M
+41.2%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$3.09M
+52.9%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC