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BDI
FS

First Security Bank

Batesville, MississippiFDIC Cert #17120

STATEEstablished 195218 branches

Holding company: SECURITY CAPITAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.10%
−34.0%y/y
Peer standing25th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.01%
−72.4%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.46%
−2.9%y/y
Peer standing44th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.47%
−7.7%y/y
Peer standing48th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.33%
+9.3%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.07M
+10.0%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.06%
−3.5%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$79K
+3.9%y/y
Peer standing19th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.37%
+1.1%y/y
Percentile by value67th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$6.2M
−30.2%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$54K
−70.8%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$2.59M
+2.6%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:5
FDICNAASSET