First New Mexico Bank

Deming, New MexicoFDIC Cert #18514

STATEEstablished 19623 branches

Holding company: FIRST NM FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$11.7M
Investor CRE	$50.7M
Multifamily	$745K
Construction	$7.47M
1–4 family	$16.8M
C&I	$16.7M
Agriculture	$18.7M
Other	$2.9M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$126M

−0.9%y/y

Percentile by value57th percentileby value

FDICLNLSGR

Net loans

$123M

−1.0%y/y

Percentile by value56th percentileby value

FDICLNLSNET

Loans YoY

−1.00%

−106.9%y/y

Percentile by value19th percentileby value

FDICLNLSNET

L/D

53.3%

−3.1%y/y

Percentile by value17th percentileby value

FDICLNLSNET + DEP

Loans/assets

44.8%

−3.6%y/y

Percentile by value15th percentileby value

FDICLNLSNET + ASSET

RE loans %

78.61%

+3.7%y/y

Percentile by value46th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

2,220points

−13.1%y/y

Peer standing58th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

9.30%

−9.1%y/y

Percentile by value52nd percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

40.33%

−9.9%y/y

Percentile by value98th percentileby value

FDICLNRENROT + LNLSGR

C&I %

13.32%

+6.8%y/y

Percentile by value69th percentileby value

FDICLNCI + LNLSGR