$50.9M
+40.2%y/y
Percentile by value7th percentileby value
FDIC
LNLSGRFB
First National Bank of Lake Jackson
Lake Jackson, TexasFDIC Cert #18895
OCCEstablished 19632 branches
Holding company: AUSTIN COLONY INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $11.4M |
| Investor CRE | $14.3M |
| Multifamily | $0 |
| Construction | $14.7M |
| 1–4 family | $320K |
| C&I | $9.05M |
| Agriculture | $0 |
| Other | $1.12M |
Loan book
Reported balances and balance-sheet intensity.
$50.3M
+40.3%y/y
Percentile by value7th percentileby value
FDIC
LNLSNET+40.30%
+51.9%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET24.7%
+41.0%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET + DEP23.8%
+37.6%y/y
Percentile by value3rd percentileby value
FDIC
LNLSNET + ASSET80.02%
−1.7%y/y
Percentile by value48th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
109%
+9.8%y/y
Percentile by value57th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC55%
+15.4%y/y
Percentile by value79th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,443points
−14.9%y/y
Peer standing47th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD22.41%
+144.1%y/y
Percentile by value90th percentileby value
FDIC
LNRENROW + LNLSGR28.03%
−24.0%y/y
Percentile by value93rd percentileby value
FDIC
LNRENROT + LNLSGR17.79%
+16.2%y/y
Percentile by value84th percentileby value
FDIC
LNCI + LNLSGR