$184M
+27.1%y/y
Percentile by value8th percentileby value
FDIC
LNLSGRFB
First National Bank of Griffin
Griffin, GeorgiaFDIC Cert #169
OCCEstablished 19336 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $27M |
| Investor CRE | $50M |
| Multifamily | $17.6M |
| Construction | $20.3M |
| 1–4 family | $37.5M |
| C&I | $26.9M |
| Agriculture | $595K |
| Other | $4.41M |
Loan book
Reported balances and balance-sheet intensity.
$182M
+27.0%y/y
Percentile by value8th percentileby value
FDIC
LNLSNET+26.98%
+25.5%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET55.5%
+26.3%y/y
Percentile by value10th percentileby value
FDIC
LNLSNET + DEP48.2%
+24.8%y/y
Percentile by value10th percentileby value
FDIC
LNLSNET + ASSET88.11%
−1.6%y/y
Percentile by value59th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
202%
+35.3%y/y
Percentile by value62nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC47%
+12.3%y/y
Percentile by value59th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,817points
+3.6%y/y
Peer standing75th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD14.67%
−12.2%y/y
Percentile by value62nd percentileby value
FDIC
LNRENROW + LNLSGR27.15%
+23.9%y/y
Percentile by value85th percentileby value
FDIC
LNRENROT + LNLSGR14.59%
+16.0%y/y
Percentile by value77th percentileby value
FDIC
LNCI + LNLSGR