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First National Bank

Alamogordo, New MexicoFDIC Cert #17643

OCCEstablished 19566 branches

Holding company: FIRST ALAMOGORDO BCORP NV INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.91%
−17.8%y/y
Peer standing10th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
2.49%
+10.1%y/y
Peer standing6th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
2.49%
−5.4%y/y
Peer standing7th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.18%
−1.6%y/y
Peer standing15th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$5.5M
−2.2%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
−46.1%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$5K
−44.4%y/y
Peer standing47th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.76%
+5.5%y/y
Percentile by value90th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$4.2M
−15.6%y/y
Peer standing21st percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$5.46M
+13.1%y/y
Peer standing14th percentile
Peer standing in asset:300m_1b
FDICNAASSET