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BDI
FF

First Federal Savings Bank of Twin Falls

Twin Falls, IdahoFDIC Cert #28845

OCCEstablished 191614 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

First Federal Savings Bank of Twin Falls reported $1.44B in total assets. Deposits declined 3.05% over the prior year.

Return on assets was 0.98%, compared with the official FFIEC UBPR peer median of 0.75%. The leverage ratio was 9.95%.

  • Why is Deposit Growth, Year over Year below its official FFIEC UBPR peers?
  • Why is Tier 1 Leverage Ratio below its official FFIEC UBPR peers?
  • Why is Noncurrent Loan Ratio below its official FFIEC UBPR peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$1.44B
−2.2%y/y
Percentile by value31st percentileby value
Peer standing in ubpr:primary:101
FDICASSET
Deposits
$1.25B
−3.0%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:101
FDICDEP
Net loans
$1.07B
+3.8%y/y
Percentile by value34th percentileby value
Peer standing in ubpr:primary:101
FDICLNLSNET
ROA
0.98%
+51 bpsy/y
Peer standing68th percentile
Peer standing in ubpr:primary:101
FDICNETINC + ROA
Efficiency
70.40%
−1,106 bpsy/y
Peer standing47th percentile
Peer standing in ubpr:primary:101
FDICNONIX + NIM + NONII + EEFFR
Leverage
9.95%
+121 bpsy/y
Peer standing36th percentile
Peer standing in ubpr:primary:101
FDICRBC1AAJ

Percentiles compare this bank with 130 ffiec ubpr peer group 101 — insured savings banks having assets greater than $1 billion.

Side-by-side comparison

First Federal Savings Bank of Twin Falls beside its official FFIEC UBPR peers

The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.

FFIEC + FDICUBPR membership + Call Report metrics
ROA

This bank

0.98%

Registry median

0.75%
ROE

This bank

10.78%

FFIEC trimmed average

7.24%
NIM

This bank

3.84%

Registry median

3.07%
Loans YoY

This bank

+3.81%

FFIEC trimmed average

+4.10%
Leverage

This bank

9.95%

FFIEC trimmed average

11.60%

FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.1B$986M
Q3 2021$1.16B$1.04B
Q4 2021$1.25B$1.13B
Q1 2022$1.32B$1.2B
Q2 2022$1.3B$1.19B
Q3 2022$1.34B$1.14B
Q4 2022$1.37B$1.08B
Q1 2023$1.41B$1.13B
Q2 2023$1.43B$1.08B
Q3 2023$1.45B$1.14B
Q4 2023$1.47B$1.2B
Q1 2024$1.56B$1.26B
Q2 2024$1.56B$1.28B
Q3 2024$1.54B$1.3B
Q4 2024$1.48B$1.27B
Q1 2025$1.47B$1.28B
Q2 2025$1.49B$1.29B
Q3 2025$1.46B$1.26B
Q4 2025$1.44B$1.23B
Q1 2026$1.44B$1.25B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$123M
Investor CRE$156M
Multifamily$10.3M
Construction$134M
1–4 family$577M
C&I$64.5M
Agriculture$0
Other$15.8M

FFIEC UBPR comparison

How this bank compares

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
68th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.13%Median 0.75%90th 1.56%Observations 130
ROE
FDICNETINC + ROE
77th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 1.17%Median 6.45%90th 15.17%Observations 130
NIM
FDICNIM + NIMY
84th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.27%Median 3.07%90th 4.27%Observations 130
Efficiency
FDICNONIX + NIM + NONII + EEFFR
47th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 47.12%Median 70.18%90th 88.52%Observations 130
Deposits YoY
FDICDEP
8th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.43%Median +3.43%90th +10.59%Observations 130
Loans YoY
FDICLNLSNET
49th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.95%Median +3.82%90th +12.78%Observations 129
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
4th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.13%Median 0.56%90th 1.80%Observations 129
Leverage
FDICRBC1AAJ
35th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 9.09%Median 10.79%90th 16.37%Observations 130

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
69th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.81%Median 2.63%90th 3.99%Observations 130
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
48th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 26%Median 204%90th 411%Observations 89

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.

Branches & markets

Physical footprint

Domestic offices
14 branches
Headquarters
Twin Falls, ID
FDICOFFDOMOpen the Idaho dashboard →

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data