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BDI
FF

First Federal Savings & Loan Association of Ravenswood

Ravenswood, West VirginiaFDIC Cert #29490

OCCEstablished 19341 branch

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.77%
+82.7%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:104
FDICP3ASSET + LNLSGR
90+ %
0.59%
+1.4%y/y
Peer standing12th percentile
Peer standing in ubpr:primary:104
FDICP9ASSET + LNLSGR
Nonaccrual %
0.51%
−41.1%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:104
FDICNAASSET + LNLSGR
Noncurrent %
1.10%
−24.1%y/y
Peer standing29th percentile
Peer standing in ubpr:primary:104
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.80%
−29.0%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:104
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$217K
−23.9%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:104
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing90th percentile
Peer standing in ubpr:primary:104
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing91st percentile
Peer standing in ubpr:primary:104
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.57%
−0.3%y/y
Percentile by value14th percentileby value
Peer standing in ubpr:primary:104
FDICLNATRES + LNLSGR
30–89
$548K
+83.3%y/y
Peer standing34th percentile
Peer standing in ubpr:primary:104
FDICP3ASSET
90+
$116K
+1.8%y/y
Peer standing14th percentile
Peer standing in ubpr:primary:104
FDICP9ASSET
Nonaccrual
$101K
−40.9%y/y
Peer standing45th percentile
Peer standing in ubpr:primary:104
FDICNAASSET