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BDI
FF

First Federal Savings and Loan Association of Bath

Bath, MaineFDIC Cert #29636

OCCEstablished 19355 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$7.19M
Investor CRE$1.75M
Multifamily$376K
Construction$4.21M
1–4 family$133M
C&I$1.41M
Agriculture$0
Other$1.27M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$149M
+2.9%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$147M
+3.0%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET
Loans YoY
+3.00%
−55.4%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET
L/D
102.4%
+3.3%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET + DEP
Loans/assets
78.7%
+2.9%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET + ASSET
RE loans %
101.11%
+0.8%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
22%
+4.6%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
15%
+6.9%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
7,983points
+1.7%y/y
Peer standing17th percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
4.83%
−8.0%y/y
Percentile by value56th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRENROW + LNLSGR
Investor CRE %
1.17%
+42.1%y/y
Percentile by value28th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNRENROT + LNLSGR
C&I %
0.95%
−16.5%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNCI + LNLSGR