$486M
−0.3%y/y
Percentile by value70th percentileby value
FDIC
LNLSGRFF
First Federal Bank & Trust
Sheridan, WyomingFDIC Cert #29537
OCCEstablished 19353 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $7.58M |
| Investor CRE | $132M |
| Multifamily | $22.5M |
| Construction | $38.1M |
| 1–4 family | $186M |
| C&I | $76.4M |
| Agriculture | $147K |
| Other | $23.9M |
Loan book
Reported balances and balance-sheet intensity.
$480M
−0.3%y/y
Percentile by value70th percentileby value
FDIC
LNLSNET−0.25%
−107.5%y/y
Percentile by value22nd percentileby value
FDIC
LNLSNET85.0%
−1.7%y/y
Percentile by value39th percentileby value
FDIC
LNLSNET + DEP75.9%
−2.2%y/y
Percentile by value59th percentileby value
FDIC
LNLSNET + ASSET81.77%
+4.5%y/y
Percentile by value12th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
253%
+3.3%y/y
Percentile by value84th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC50%
−3.3%y/y
Percentile by value75th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,533points
+5.7%y/y
Peer standing77th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD1.56%
−22.9%y/y
Percentile by value21st percentileby value
FDIC
LNRENROW + LNLSGR27.10%
+12.4%y/y
Percentile by value90th percentileby value
FDIC
LNRENROT + LNLSGR15.71%
−12.2%y/y
Percentile by value97th percentileby value
FDIC
LNCI + LNLSGR