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BDI
FE

First Exchange Bank

White Hall, West VirginiaFDIC Cert #13020

STATEEstablished 19327 branches

Holding company: HERITAGE BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$330M$284M
Q3 2021$329M$284M
Q4 2021$330M$288M
Q1 2022$330M$292M
Q2 2022$320M$291M
Q3 2022$320M$292M
Q4 2022$324M$292M
Q1 2023$331M$298M
Q2 2023$339M$289M
Q3 2023$346M$287M
Q4 2023$361M$293M
Q1 2024$402M$331M
Q2 2024$387M$340M
Q3 2024$386M$341M
Q4 2024$382M$341M
Q1 2025$384M$349M
Q2 2025$377M$343M
Q3 2025$377M$341M
Q4 2025$376M$341M
Q1 2026$385M$351M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$385M
+0.4%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$351M
+0.7%y/y
Percentile by value30th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$292M
−2.3%y/y
Percentile by value36th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$288M
−2.2%y/y
Percentile by value36th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$26.6M
−3.0%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$49.9M
+24.3%y/y
Percentile by value66th percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$355M
+0.1%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$30.5M
+4.1%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.87M
+16.3%y/y
Peer standing23rd percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$3.32M
+17.0%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$551K
+12.4%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$295K
+66.7%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$851K
+44.7%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$851K
+44.7%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:5
FDICNETINC