$393M
−4.8%y/y
Percentile by value60th percentileby value
FDIC
LNLSGRFC
First Credit Bank
Los Angeles, CaliforniaFDIC Cert #24332
STATEEstablished 19831 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $80.8M |
| Investor CRE | $175M |
| Multifamily | $469K |
| Construction | $89.8M |
| 1–4 family | $40.9M |
| C&I | $4.1M |
| Agriculture | $4.45M |
| Other |
Loan book
Reported balances and balance-sheet intensity.
$383M
−4.1%y/y
Percentile by value59th percentileby value
FDIC
LNLSNET−4.10%
+72.7%y/y
Percentile by value8th percentileby value
FDIC
LNLSNET148.4%
+8.3%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET + DEP75.8%
+1.4%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + ASSET100.33%
−0.4%y/y
Percentile by value92nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
108%
−12.6%y/y
Percentile by value31st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC37%
−26.1%y/y
Percentile by value49th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,023points
+1.3%y/y
Peer standing20th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD20.54%
+15.7%y/y
Percentile by value83rd percentileby value
FDIC
LNRENROW + LNLSGR44.37%
+6.0%y/y
Percentile by value98th percentileby value
FDIC
LNRENROT + LNLSGR1.04%
+34.4%y/y
Percentile by value5th percentileby value
FDIC
LNCI + LNLSGR