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BDI
FC

First Community Bank of Central Alabama

Wetumpka, AlabamaFDIC Cert #57124

STATEEstablished 20019 branches

Holding company: CENTRAL ALABAMA BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$514M$471M
Q3 2021$521M$476M
Q4 2021$564M$521M
Q1 2022$539M$507M
Q2 2022$541M$521M
Q3 2022$546M$524M
Q4 2022$564M$539M
Q1 2023$569M$540M
Q2 2023$566M$536M
Q3 2023$573M$544M
Q4 2023$591M$556M
Q1 2024$612M$577M
Q2 2024$597M$559M
Q3 2024$615M$571M
Q4 2024$632M$590M
Q1 2025$661M$618M
Q2 2025$657M$611M
Q3 2025$673M$622M
Q4 2025$676M$624M
Q1 2026$698M$644M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$698M
+5.5%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$644M
+4.3%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$488M
+17.4%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$479M
+17.4%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$164M
+0.9%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$31M
−16.7%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$654M
+4.7%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$44.2M
+18.9%y/y
Peer standing37th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.41M
+16.3%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$7.98M
+14.9%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.43M
+25.1%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$375K
+32.0%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$4.52M
+26.3%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$4.21M
+25.7%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC