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BDI
FC

First Carolina Bank

Rocky Mount, North CarolinaFDIC Cert #35530

STATEEstablished 20009 branches

Holding company: FIRST CAROLINA FINL SERVICESRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.25B$981M
Q3 2021$1.33B$1.05B
Q4 2021$1.42B$1.11B
Q1 2022$1.58B$1.18B
Q2 2022$1.74B$1.33B
Q3 2022$1.94B$1.48B
Q4 2022$2.11B$1.69B
Q1 2023$2.24B$1.78B
Q2 2023$2.52B$2.04B
Q3 2023$2.56B$2.07B
Q4 2023$2.73B$2.37B
Q1 2024$2.89B$2.52B
Q2 2024$2.98B$2.54B
Q3 2024$3.09B$2.6B
Q4 2024$3.04B$2.52B
Q1 2025$3.23B$2.72B
Q2 2025$3.39B$2.95B
Q3 2025$3.52B$3.08B
Q4 2025$3.32B$2.8B
Q1 2026$3.42B$2.97B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.42B
+5.9%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$2.97B
+9.4%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$2.68B
+1.3%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$2.66B
+1.3%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$332M
+110.5%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$188M
−13.8%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$3.01B
+6.2%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$413M
+3.7%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$34.1M
−1.1%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$26.5M
+7.1%y/y
Peer standing13th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$7.52M
−22.1%y/y
Peer standing45th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
−$398K
−174.8%y/y
Percentile by value9th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$8.31M
+20.0%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$6.99M
+20.5%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC