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BDI
FB

First Bank of Ohio

Tiffin, OhioFDIC Cert #9450

STATEEstablished 18735 branches

Holding company: TONTI FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.36%
−2.3%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICP3ASSET + LNLSGR
90+ %
0.13%
−50.8%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICP9ASSET + LNLSGR
Nonaccrual %
0.14%
+106.6%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNAASSET + LNLSGR
Noncurrent %
0.27%
−19.9%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.19%
−28.9%y/y
Peer standing58th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$539K
−29.9%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
1.52%
+14.4%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNTLNLS + LNLSGR
NCO
$812K
0.0%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
3.06%
+8.2%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNATRES + LNLSGR
30–89
$2.69M
−14.6%y/y
Peer standing11th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICP3ASSET
90+
$266K
−57.0%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICP9ASSET
Nonaccrual
$273K
+80.8%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNAASSET