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BDI
FA

First American Bank and Trust Company

Athens, GeorgiaFDIC Cert #16858

STATEEstablished 19348 branches

Holding company: FIRST AMERICAN BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.10%
+1,011.1%y/y
Peer standing81st percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.03%
Peer standing31st percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
−35.9%y/y
Peer standing89th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
0.03%
+669.0%y/y
Peer standing87th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.02%
+776.5%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$204K
+787.0%y/y
Peer standing83rd percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+100.0%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$0
+100.0%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.11%
−5.6%y/y
Percentile by value33rd percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$692K
+1,181.5%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$187K
Peer standing24th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$17K
−26.1%y/y
Peer standing88th percentile
Peer standing in ubpr:primary:5
FDICNAASSET