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BDI
FM

Farmers and Merchants Bank of Long Beach

Long Beach, CaliforniaFDIC Cert #1225

STATEEstablished 190727 branches

Holding company: PALOMAR ENTERPRISES LLCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.04%
−53.7%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:2
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + LNLSGR
Nonaccrual %
0.14%
−82.7%y/y
Peer standing89th percentile
Peer standing in ubpr:primary:2
FDICNAASSET + LNLSGR
Noncurrent %
0.14%
−82.7%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.07%
−83.5%y/y
Peer standing93rd percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$8.77M
−83.0%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
Peer standing96th percentile
Peer standing in ubpr:primary:2
FDICNTLNLS + LNLSGR
NCO
−$3K
Peer standing97th percentile
Peer standing in ubpr:primary:2
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.35%
−10.5%y/y
Percentile by value72nd percentileby value
Peer standing in ubpr:primary:2
FDICLNATRES + LNLSGR
30–89
$2.58M
−54.4%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:2
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:2
FDICP9ASSET
Nonaccrual
$8.77M
−83.0%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:2
FDICNAASSET