$1.99B
+8.4%y/y
Percentile by value91st percentileby value
FDIC
LNLSGREB
Emprise Bank
Wichita, KansasFDIC Cert #4789
STATEEstablished 191032 branches
Holding company: EMPRISE FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $182M |
| Investor CRE | $549M |
| Multifamily | $184M |
| Construction | $161M |
| 1–4 family | $427M |
| C&I | $283M |
| Agriculture | $124M |
| Other | $85.7M |
Loan book
Reported balances and balance-sheet intensity.
$1.97B
+8.3%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET+8.27%
+289.5%y/y
Percentile by value61st percentileby value
FDIC
LNLSNET78.8%
+3.2%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET + DEP71.1%
+1.1%y/y
Percentile by value46th percentileby value
FDIC
LNLSNET + ASSET80.44%
−0.2%y/y
Percentile by value39th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
376%
+6.6%y/y
Percentile by value93rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC68%
−6.3%y/y
Percentile by value69th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,675points
+4.8%y/y
Peer standing76th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD9.11%
−7.7%y/y
Percentile by value27th percentileby value
FDIC
LNRENROW + LNLSGR27.51%
+9.4%y/y
Percentile by value75th percentileby value
FDIC
LNRENROT + LNLSGR14.17%
+8.5%y/y
Percentile by value65th percentileby value
FDIC
LNCI + LNLSGR