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BDI
EB

Embassy National Bank

Lawrenceville, GeorgiaFDIC Cert #58413

OCCEstablished 20071 branch

Holding company: EMBASSY BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$119M$100M
Q3 2021$118M$97.1M
Q4 2021$118M$97.5M
Q1 2022$120M$101M
Q2 2022$132M$113M
Q3 2022$123M$103M
Q4 2022$111M$91.5M
Q1 2023$102M$81.9M
Q2 2023$101M$80.7M
Q3 2023$123M$94.8M
Q4 2023$143M$119M
Q1 2024$157M$133M
Q2 2024$159M$133M
Q3 2024$168M$143M
Q4 2024$181M$152M
Q1 2025$186M$160M
Q2 2025$190M$164M
Q3 2025$204M$177M
Q4 2025$218M$184M
Q1 2026$233M$204M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$233M
+25.4%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$204M
+28.0%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$169M
+16.8%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$167M
+16.7%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$22.2M
+65.8%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$32.4M
+62.0%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$209M
+27.6%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$24.1M
+9.4%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.99M
+8.4%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$2.54M
+13.2%y/y
Peer standing86th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$446K
−12.5%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
$50K
+66.7%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
$1.17M
+11.1%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
$875K
+10.8%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC