Skip to main content
BDI
DB

Deerwood Bank

Waite Park, MinnesotaFDIC Cert #5123

STATEEstablished 191014 branches

Holding company: DEERWOOD BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.13%
−27.4%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET + LNLSGR
90+ %
0.00%
−66.2%y/y
Peer standing45th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + LNLSGR
Nonaccrual %
0.30%
−69.4%y/y
Peer standing62nd percentile
Peer standing in ubpr:primary:4
FDICNAASSET + LNLSGR
Noncurrent %
0.30%
−69.4%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.40%
−47.2%y/y
Peer standing51st percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.31M
−30.0%y/y
Peer standing53rd percentile
Peer standing in ubpr:primary:4
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.04%
−9.9%y/y
Peer standing39th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + LNLSGR
NCO
$82K
−1.2%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:4
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.89%
+15.3%y/y
Percentile by value12th percentileby value
Peer standing in ubpr:primary:4
FDICLNATRES + LNLSGR
30–89
$1.21M
−24.8%y/y
Peer standing76th percentile
Peer standing in ubpr:primary:4
FDICP3ASSET
90+
$7K
−65.0%y/y
Peer standing46th percentile
Peer standing in ubpr:primary:4
FDICP9ASSET
Nonaccrual
$2.74M
−68.3%y/y
Peer standing65th percentile
Peer standing in ubpr:primary:4
FDICNAASSET