$222M
+13.0%y/y
Percentile by value97th percentileby value
FDIC
LNLSGRDT
Davis Trust Company
Elkins, West VirginiaFDIC Cert #2453
STATEEstablished 19012 branches
Holding company: DAVIS TRUST FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $22.4M |
| Investor CRE | $14.1M |
| Multifamily | $1.61M |
| Construction | $10M |
| 1–4 family | $134M |
| C&I | $28.7M |
| Agriculture | $156K |
| Other | $10.8M |
Loan book
Reported balances and balance-sheet intensity.
$220M
+13.3%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET+13.28%
+163.8%y/y
Percentile by value82nd percentileby value
FDIC
LNLSNET103.3%
+0.4%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET + DEP81.5%
+2.0%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET + ASSET82.40%
−1.7%y/y
Percentile by value59th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
105%
−9.4%y/y
Percentile by value52nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC41%
−0.7%y/y
Percentile by value66th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,991points
+9.4%y/y
Peer standing8th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.07%
−18.9%y/y
Percentile by value54th percentileby value
FDIC
LNRENROW + LNLSGR6.35%
−19.3%y/y
Percentile by value40th percentileby value
FDIC
LNRENROT + LNLSGR12.91%
+18.1%y/y
Percentile by value64th percentileby value
FDIC
LNCI + LNLSGR