Colonial Savings, F.A.

Fort Worth, TexasFDIC Cert #31361

OCCEstablished 19627 branches

Holding company: JED TRUST THERegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$51.1M
Investor CRE	$15M
Multifamily	$0
Construction	$4M
1–4 family	$26.6M
C&I	$10.4M
Agriculture	$0
Other	$1.72M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$109M

−84.5%y/y

Percentile by value3rd percentileby value

FDICLNLSGR

Net loans

$107M

−84.5%y/y

Percentile by value3rd percentileby value

FDICLNLSNET

Loans YoY

−84.53%

−1,075.5%y/y

Percentile by value0th percentileby value

FDICLNLSNET

L/D

39.3%

−66.1%y/y

Percentile by value2nd percentileby value

FDICLNLSNET + DEP

Loans/assets

20.3%

−70.5%y/y

Percentile by value2nd percentileby value

FDICLNLSNET + ASSET

RE loans %

109.07%

+7.3%y/y

Percentile by value98th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

+97.9%y/y

Percentile by value5th percentileby value

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

−58.4%y/y

Percentile by value13th percentileby value

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

3,505points

−58.8%y/y

Peer standing59th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

46.97%

+697.1%y/y

Percentile by value100th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

13.82%

Percentile by value67th percentileby value

FDICLNRENROT + LNLSGR

C&I %

9.53%

+723.2%y/y

Percentile by value79th percentileby value

FDICLNCI + LNLSGR