$755M
+7.8%y/y
Percentile by value13th percentileby value
FDIC
LNLSGRCM
Clear Mountain Bank
Bruceton Mills, West VirginiaFDIC Cert #2443
STATEEstablished 193112 branches
Holding company: STATE BCORP INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $101M |
| Investor CRE | $67.9M |
| Multifamily | $40M |
| Construction | $60.7M |
| 1–4 family | $378M |
| C&I | $65.6M |
| Agriculture | $1.3M |
| Other | $40.8M |
Loan book
Reported balances and balance-sheet intensity.
$745M
+7.8%y/y
Percentile by value13th percentileby value
FDIC
LNLSNET+7.82%
+242.1%y/y
Percentile by value59th percentileby value
FDIC
LNLSNET84.9%
+5.2%y/y
Percentile by value52nd percentileby value
FDIC
LNLSNET + DEP73.6%
+5.7%y/y
Percentile by value56th percentileby value
FDIC
LNLSNET + ASSET90.68%
+3.0%y/y
Percentile by value72nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,956points
+10.1%y/y
Peer standing11th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD13.35%
−2.0%y/y
Percentile by value53rd percentileby value
FDIC
LNRENROW + LNLSGR8.99%
−9.6%y/y
Percentile by value13th percentileby value
FDIC
LNRENROT + LNLSGR8.69%
−17.0%y/y
Percentile by value36th percentileby value
FDIC
LNCI + LNLSGR