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BDI
CB

Civista Bank

Sandusky, OhioFDIC Cert #12982

STATEEstablished 188442 branches

Holding company: CIVISTA BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.30%
+28.7%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP3ASSET + LNLSGR
90+ %
0.01%
+50.6%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.91%
−8.9%y/y
Peer standing27th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.92%
−8.6%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.69%
−8.8%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$29.6M
−5.5%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.09%
+8.0%y/y
Peer standing42nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNTLNLS + LNLSGR
NCO
$716K
+13.1%y/y
Peer standing42nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.25%
−3.4%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNATRES + LNLSGR
30–89
$9.68M
+34.0%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP3ASSET
90+
$229K
+56.8%y/y
Peer standing44th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICP9ASSET
Nonaccrual
$29.4M
−5.1%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNAASSET