$4.5B
+4.9%y/y
Percentile by value69th percentileby value
FDIC
LNLSGRCB
City National Bank of West Virginia
Charleston, West VirginiaFDIC Cert #17735
OCCEstablished 195798 branches
Holding company: CITY HOLDING CORegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $236M |
| Investor CRE | $1.09B |
| Multifamily | $228M |
| Construction | $49M |
| 1–4 family | $2.35B |
| C&I | $432M |
| Agriculture | $39.5M |
| Other | $66.8M |
Loan book
Reported balances and balance-sheet intensity.
$4.48B
+5.0%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET+4.98%
+4.1%y/y
Percentile by value40th percentileby value
FDIC
LNLSNET82.1%
+3.2%y/y
Percentile by value37th percentileby value
FDIC
LNLSNET + DEP66.4%
+2.8%y/y
Percentile by value27th percentileby value
FDIC
LNLSNET + ASSET93.20%
+0.5%y/y
Percentile by value84th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
218%
+2.4%y/y
Percentile by value41st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC8%
+53.5%y/y
Percentile by value10th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,489points
−0.3%y/y
Peer standing7th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD5.25%
+3.8%y/y
Percentile by value17th percentileby value
FDIC
LNRENROW + LNLSGR24.35%
−1.7%y/y
Percentile by value66th percentileby value
FDIC
LNRENROT + LNLSGR9.62%
−0.4%y/y
Percentile by value34th percentileby value
FDIC
LNCI + LNLSGR