$99.9B
+7.3%y/y
Percentile by value0th percentileby value
FDIC
ASSETCB
City National Bank
Los Angeles, CaliforniaFDIC Cert #17281
OCCEstablished 195371 branches
Holding company: ROYAL BANK OF CANADARegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportCity National Bank reported $99.9B in total assets. Deposits grew 5.99% over the prior year.
Return on assets was 0.74%, compared with the official FFIEC UBPR peer median of 1.12%. The leverage ratio was 10.37%.
- Why is Return on Assets below its official FFIEC UBPR peers?
- Why is CRE Concentration to Capital above its official FFIEC UBPR peers?
- Why is Efficiency Ratio above its official FFIEC UBPR peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$81.1B
+6.0%y/y
Percentile by value0th percentileby value
FDIC
DEP$68.8B
+9.0%y/y
Percentile by value21st percentileby value
FDIC
LNLSNET0.74%
+5 bpsy/y
Peer standing7th percentile
FDIC
NETINC + ROA67.97%
+84 bpsy/y
Peer standing14th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.37%
−75 bpsy/y
Peer standing75th percentile
FDIC
RBC1AAJPercentiles compare this bank with 29 ffiec ubpr peer group 1 — insured commercial banks having assets greater than $100 billion.
Side-by-side comparison
City National Bank beside its official FFIEC UBPR peers
The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.
UBPR membership + Call Report metricsThis bank
0.74%
Registry median
1.12%
This bank
6.10%
FFIEC trimmed average
11.36%
This bank
3.19%
Registry median
3.09%
This bank
67.97%
Registry median
55.49%
This bank
+5.99%
FFIEC trimmed average
+9.00%
This bank
+9.01%
FFIEC trimmed average
+13.44%
This bank
0.77%
FFIEC trimmed average
0.84%
This bank
10.37%
FFIEC trimmed average
9.29%
This bank
2.71%
Registry median
2.78%
This bank
107%
Registry median
55%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
This bank
0.74%
Registry median
1.14%
This bank
6.10%
FFIEC trimmed average
8.46%
This bank
3.19%
Registry median
3.81%
This bank
67.97%
Registry median
60.62%
This bank
+5.99%
FFIEC trimmed average
+7.13%
This bank
+9.01%
FFIEC trimmed average
+8.24%
This bank
0.77%
FFIEC trimmed average
0.66%
This bank
10.37%
FFIEC trimmed average
12.75%
This bank
2.71%
Registry median
2.85%
This bank
107%
Registry median
256%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $85B | $75.4B |
| Q3 2021 | $89.8B | $80.1B |
| Q4 2021 | $93.2B | $82.9B |
| Q1 2022 | $91.8B | $81.3B |
| Q2 2022 | $91.1B | $79.8B |
| Q3 2022 | $90.7B | $77.3B |
| Q4 2022 | $96.5B | $75.4B |
| Q1 2023 | $96.4B | $75.1B |
| Q2 2023 | $94.6B | $73.9B |
| Q3 2023 | $96.8B | $77.4B |
| Q4 2023 | $93.4B | $75.6B |
| Q1 2024 | $92.4B | $76.8B |
| Q2 2024 | $92.2B | $76.4B |
| Q3 2024 | $92.1B | $76.7B |
| Q4 2024 | $92.2B | $76.6B |
| Q1 2025 | $93.1B | $76.5B |
| Q2 2025 | $94.2B | $77.8B |
| Q3 2025 | $96.5B | $80.2B |
| Q4 2025 | $98.4B | $78.5B |
| Q1 2026 | $99.9B | $81.1B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $4.24B |
| Investor CRE | $6.57B |
| Multifamily | $2.71B |
| Construction | $3.04B |
| 1–4 family | $25.6B |
| C&I | $10.9B |
| Agriculture | $51.4M |
| Other | $16.4B |
FFIEC UBPR comparison
How this bank compares
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.74%7th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.80%Median 1.12%90th 1.34%Observations 29
ROE
FDIC
NETINC + ROE6.10%10th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 7.28%Median 11.72%90th 16.79%Observations 29
NIM
FDIC
NIM + NIMY3.19%68th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 1.67%Median 3.09%90th 3.74%Observations 29
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR67.97%14th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 34.88%Median 55.49%90th 68.00%Observations 29
Deposits YoY
FDIC
DEP+5.99%50th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.82%Median +5.99%90th +35.23%Observations 29
Loans YoY
FDIC
LNLSNET+9.01%56th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +1.41%Median +8.49%90th +43.22%Observations 29
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.77%40th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.19%Median 0.89%90th 1.45%Observations 29
Leverage
FDIC
RBC1AAJ10.37%73rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 6.94%Median 9.58%90th 11.19%Observations 29
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.71%57th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.11%Median 2.78%90th 4.85%Observations 29
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC107%93rd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 14%Median 55%90th 103%Observations 29
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.74%31st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.01%Median 1.14%90th 1.92%Observations 109
ROE
FDIC
NETINC + ROE6.10%33rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −0.08%Median 8.62%90th 15.99%Observations 109
NIM
FDIC
NIM + NIMY3.19%15th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.95%Median 3.81%90th 4.98%Observations 109
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR67.97%33rd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 39.54%Median 60.62%90th 93.55%Observations 109
Deposits YoY
FDIC
DEP+5.99%52nd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −5.16%Median +5.34%90th +22.92%Observations 109
Loans YoY
FDIC
LNLSNET+9.01%59th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.56%Median +7.75%90th +21.58%Observations 107
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.77%65th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.41%90th 2.34%Observations 108
Leverage
FDIC
RBC1AAJ10.37%21st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.46%Median 11.72%90th 18.85%Observations 109
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.71%56th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.69%Median 2.85%90th 3.93%Observations 108
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC107%11th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 105%Median 256%90th 386%Observations 73
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
Branches & markets
Physical footprint
- Domestic offices
- 71 branches
- Headquarters
- Los Angeles, CA
FDIC
OFFDOMOpen the California dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data