Skip to main content
BDI
CB

Citizens Bank of West Virginia, Inc.

Elkins, West VirginiaFDIC Cert #6760

STATEEstablished 19249 branches

Holding company: CITIZENS FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$343M$293M
Q3 2021$365M$313M
Q4 2021$495M$425M
Q1 2022$507M$437M
Q2 2022$501M$427M
Q3 2022$561M$472M
Q4 2022$591M$520M
Q1 2023$593M$522M
Q2 2023$600M$528M
Q3 2023$622M$544M
Q4 2023$652M$579M
Q1 2024$673M$576M
Q2 2024$682M$582M
Q3 2024$692M$591M
Q4 2024$667M$591M
Q1 2025$687M$609M
Q2 2025$682M$602M
Q3 2025$686M$603M
Q4 2025$705M$621M
Q1 2026$775M$688M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$775M
+12.8%y/y
Percentile by value83rd percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$688M
+13.0%y/y
Percentile by value86th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$583M
+8.3%y/y
Percentile by value87th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$578M
+8.2%y/y
Percentile by value87th percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$97.5M
+38.1%y/y
Percentile by value55th percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$60.4M
+28.7%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$699M
+12.7%y/y
Percentile by value84th percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$76M
+14.0%y/y
Peer standing78th percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$10.2M
+37.4%y/y
Peer standing93rd percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$7.35M
+14.3%y/y
Peer standing85th percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$2.9M
+182.6%y/y
Peer standing96th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$1.05M
+133.3%y/y
Percentile by value98th percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$4.18M
+24.7%y/y
Peer standing93rd percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$3.65M
+39.8%y/y
Peer standing94th percentile
Peer standing in ubpr:primary:5
FDICNETINC