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BDI
CB

Citizens Bank, National Association

Providence, Rhode IslandFDIC Cert #57957

OCCEstablished 2005975 branches

Holding company: CITIZENS FINANCIAL GROUP INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$185B$154B
Q3 2021$187B$155B
Q4 2021$188B$157B
Q1 2022$192B$161B
Q2 2022$227B$182B
Q3 2022$224B$181B
Q4 2022$226B$183B
Q1 2023$222B$175B
Q2 2023$223B$181B
Q3 2023$225B$182B
Q4 2023$222B$181B
Q1 2024$220B$180B
Q2 2024$220B$180B
Q3 2024$220B$179B
Q4 2024$217B$178B
Q1 2025$220B$181B
Q2 2025$218B$179B
Q3 2025$222B$184B
Q4 2025$226B$186B
Q1 2026$227B$187B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$227B
+3.2%y/y
Percentile by value88th percentileby value
Peer standing in asset:gte_10b
FDICASSET
Deposits
$187B
+3.0%y/y
Percentile by value89th percentileby value
Peer standing in asset:gte_10b
FDICDEP
Gross loans
$146B
+3.5%y/y
Percentile by value91st percentileby value
Peer standing in asset:gte_10b
FDICLNLSGR
Net loans
$144B
+3.6%y/y
Percentile by value91st percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
Securities
$44.4B
+3.7%y/y
Percentile by value87th percentileby value
Peer standing in asset:gte_10b
FDICSC
Cash
$13.2B
+5.5%y/y
Percentile by value82nd percentileby value
Peer standing in asset:gte_10b
FDICCHBAL
Liabilities
$200B
+3.0%y/y
Percentile by value88th percentileby value
Peer standing in asset:gte_10b
FDICLIAB
Equity
$26.7B
+4.9%y/y
Peer standing89th percentile
Peer standing in asset:gte_10b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.12B
+10.7%y/y
Peer standing86th percentile
Peer standing in asset:gte_10b
FDICNIM + NONII
NII
$1.6B
+12.0%y/y
Peer standing88th percentile
Peer standing in asset:gte_10b
FDICNIM
Noninterest income
$515M
+6.8%y/y
Peer standing86th percentile
Peer standing in asset:gte_10b
FDICNONII
Provision
$140M
−8.5%y/y
Percentile by value86th percentileby value
Peer standing in asset:gte_10b
FDICELNATR
Pretax income
$671M
+30.3%y/y
Peer standing85th percentile
Peer standing in asset:gte_10b
FDICPTAXNETINC
Net income
$533M
+28.3%y/y
Peer standing85th percentile
Peer standing in asset:gte_10b
FDICNETINC