$1.17B
+5.6%y/y
Percentile by value19th percentileby value
FDIC
ASSETCB
Citizens Bank & Trust
Guntersville, AlabamaFDIC Cert #57483
STATEEstablished 200310 branches
Holding company: CITIZENS B&T HOLDINGS INCRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $830M | $706M |
| Q3 2021 | $897M | $766M |
| Q4 2021 | $965M | $811M |
| Q1 2022 | $990M | $841M |
| Q2 2022 | $965M | $842M |
| Q3 2022 | $1.04B | $928M |
| Q4 2022 | $990M | $902M |
| Q1 2023 | $1.02B | $899M |
| Q2 2023 | $1.04B | $886M |
| Q3 2023 | $1.04B | $873M |
| Q4 2023 | $1.07B | $857M |
| Q1 2024 | $1.1B | $888M |
| Q2 2024 | $1.05B | $903M |
| Q3 2024 | $1.06B | $917M |
| Q4 2024 | $1.03B | $910M |
| Q1 2025 | $1.1B | $997M |
| Q2 2025 | $1.09B | $994M |
| Q3 2025 | $1.1B | $997M |
| Q4 2025 | $1.09B | $991M |
| Q1 2026 | $1.17B | $1.06B |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$1.06B
+6.7%y/y
Percentile by value27th percentileby value
FDIC
DEP$612M
+1.3%y/y
Percentile by value6th percentileby value
FDIC
LNLSGR$605M
+1.3%y/y
Percentile by value6th percentileby value
FDIC
LNLSNET$303M
−0.3%y/y
Percentile by value62nd percentileby value
FDIC
SC$172M
+34.2%y/y
Percentile by value76th percentileby value
FDIC
CHBAL$1.09B
+4.7%y/y
Percentile by value25th percentileby value
FDIC
LIAB$75.7M
+19.8%y/y
Peer standing2nd percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$8.62M
+12.5%y/y
Peer standing3rd percentile
FDIC
NIM + NONII$7.1M
+12.3%y/y
Peer standing3rd percentile
FDIC
NIM$1.51M
+13.3%y/y
Peer standing32nd percentile
FDIC
NONII$0
+100.0%y/y
Percentile by value10th percentileby value
FDIC
ELNATR$1.75M
+21.6%y/y
Peer standing5th percentile
FDIC
PTAXNETINC$1.65M
+52.7%y/y
Peer standing6th percentile
FDIC
NETINC