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BDI
CS

Chesterfield State Bank

Chesterfield, IllinoisFDIC Cert #10872

STATEEstablished 18981 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$0
Investor CRE$144K
Multifamily$0
Construction$0
1–4 family$5.91M
C&I$3.86M
Agriculture$3.92M
Other$1.17M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$15M
−8.2%y/y
Percentile by value52nd percentileby value
Peer standing in ubpr:primary:8
FDICLNLSGR
Net loans
$14.8M
−8.2%y/y
Percentile by value53rd percentileby value
Peer standing in ubpr:primary:8
FDICLNLSNET
Loans YoY
−8.23%
+22.1%y/y
Percentile by value13th percentileby value
Peer standing in ubpr:primary:8
FDICLNLSNET
L/D
73.2%
−4.4%y/y
Percentile by value76th percentileby value
Peer standing in ubpr:primary:8
FDICLNLSNET + DEP
Loans/assets
67.7%
−3.1%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:8
FDICLNLSNET + ASSET
RE loans %
56.78%
+2.7%y/y
Percentile by value48th percentileby value
Peer standing in ubpr:primary:8
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
8%
+7.0%y/y
Percentile by value48th percentileby value
Peer standing in ubpr:primary:8

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
0%
Percentile by value0th percentileby value
Peer standing in ubpr:primary:8

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,577points
+5.7%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:8
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.00%
Percentile by value0th percentileby value
Peer standing in ubpr:primary:8
FDICLNRENROW + LNLSGR
Investor CRE %
0.96%
−5.5%y/y
Percentile by value44th percentileby value
Peer standing in ubpr:primary:8
FDICLNRENROT + LNLSGR
C&I %
25.70%
−5.7%y/y
Percentile by value82nd percentileby value
Peer standing in ubpr:primary:8
FDICLNCI + LNLSGR