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BDI
CS

Charles Schwab Bank, SSB

Westlake, TexasFDIC Cert #57450

STATEEstablished 20031 branch

Holding company: CHARLES SCHWAB CORP THERegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$358B$327B
Q3 2021$379B$349B
Q4 2021$421B$393B
Q1 2022$435B$413B
Q2 2022$408B$389B
Q3 2022$361B$350B
Q4 2022$349B$326B
Q1 2023$347B$292B
Q2 2023$329B$272B
Q3 2023$302B$253B
Q4 2023$305B$258B
Q1 2024$287B$238B
Q2 2024$274B$224B
Q3 2024$273B$222B
Q4 2024$275B$231B
Q1 2025$260B$220B
Q2 2025$248B$210B
Q3 2025$243B$214B
Q4 2025$254B$230B
Q1 2026$243B$220B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$243B
−6.7%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICASSET
Deposits
$220B
+0.0%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICDEP
Gross loans
$57.6B
+26.1%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNLSGR
Net loans
$57.5B
+26.1%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNLSNET
Securities
$162B
−13.8%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICSC
Cash
$12.2B
−37.9%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICCHBAL
Liabilities
$225B
−6.0%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLIAB
Equity
$18.3B
−14.3%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.27B
+45.6%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNIM + NONII
NII
$1.26B
+45.6%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNIM
Noninterest income
$13M
+44.4%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNONII
Provision
$1M
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICELNATR
Pretax income
$1.04B
+61.1%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICPTAXNETINC
Net income
$803M
+62.6%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNETINC