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BDI
CB

Century Bank and Trust

Milledgeville, GeorgiaFDIC Cert #147

STATEEstablished 18983 branches

Holding company: CENTURY BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.10%
+102.7%y/y
Peer standing80th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.04%
−79.0%y/y
Peer standing80th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.04%
−79.0%y/y
Peer standing84th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.02%
−79.4%y/y
Peer standing86th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$112K
−72.3%y/y
Peer standing86th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.03%
−560.7%y/y
Peer standing93rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$15K
−650.0%y/y
Peer standing91st percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.14%
−0.4%y/y
Percentile by value41st percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$268K
+168.0%y/y
Peer standing82nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$112K
−72.3%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICNAASSET