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BDI
CS

Central State Bank

Calera, AlabamaFDIC Cert #72

STATEEstablished 19167 branches

Holding company: CENTRAL STATE BCORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$459M$410M
Q3 2021$474M$423M
Q4 2021$481M$429M
Q1 2022$485M$437M
Q2 2022$494M$446M
Q3 2022$528M$483M
Q4 2022$540M$490M
Q1 2023$557M$504M
Q2 2023$579M$525M
Q3 2023$580M$526M
Q4 2023$576M$518M
Q1 2024$609M$550M
Q2 2024$628M$568M
Q3 2024$684M$620M
Q4 2024$666M$602M
Q1 2025$687M$619M
Q2 2025$721M$651M
Q3 2025$744M$670M
Q4 2025$743M$666M
Q1 2026$778M$699M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$778M
+13.3%y/y
Percentile by value83rd percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$699M
+13.0%y/y
Percentile by value87th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$564M
+21.0%y/y
Percentile by value86th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$558M
+21.2%y/y
Percentile by value86th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$89.2M
+7.3%y/y
Percentile by value50th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$65.1M
−33.1%y/y
Percentile by value79th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$705M
+12.9%y/y
Percentile by value84th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$73.6M
+17.6%y/y
Peer standing75th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$8.67M
+12.0%y/y
Peer standing85th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$7.84M
+12.9%y/y
Peer standing89th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$833K
+4.9%y/y
Peer standing69th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$173K
−11.3%y/y
Percentile by value73rd percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$3.97M
+7.9%y/y
Peer standing92nd percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$3.67M
+7.7%y/y
Peer standing94th percentile
Peer standing in asset:300m_1b
FDICNETINC