$111M
+4.0%y/y
Percentile by value48th percentileby value
FDIC
LNLSGRCB
Central Bank and Trust
Lander, WyomingFDIC Cert #529
STATEEstablished 18905 branches
Holding company: CENTRAL TRUST CORegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $15.9M |
| Investor CRE | $16M |
| Multifamily | $3.84M |
| Construction | $16.5M |
| 1–4 family | $45.9M |
| C&I | $8.33M |
| Agriculture | $3.17M |
| Other | $1.4M |
Loan book
Reported balances and balance-sheet intensity.
$110M
+4.1%y/y
Percentile by value48th percentileby value
FDIC
LNLSNET+4.05%
+144.3%y/y
Percentile by value44th percentileby value
FDIC
LNLSNET58.2%
+2.9%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET + DEP53.3%
+2.6%y/y
Percentile by value27th percentileby value
FDIC
LNLSNET + ASSET93.05%
+1.7%y/y
Percentile by value79th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
199%
+19.6%y/y
Percentile by value83rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC90%
+23.5%y/y
Percentile by value93rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,419points
+3.9%y/y
Peer standing48th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD14.35%
−27.4%y/y
Percentile by value73rd percentileby value
FDIC
LNRENROW + LNLSGR14.43%
+17.0%y/y
Percentile by value74th percentileby value
FDIC
LNRENROT + LNLSGR7.50%
−10.2%y/y
Percentile by value39th percentileby value
FDIC
LNCI + LNLSGR