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BDI
CB

Centennial Bank

Conway, ArkansasFDIC Cert #11241

STATEEstablished 1903234 branches

Holding company: HOME BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.13%
−35.2%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICP3ASSET + LNLSGR
90+ %
0.02%
−26.9%y/y
Peer standing52nd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.56%
−2.5%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.58%
−3.4%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.57%
+0.7%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$131M
+1.2%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+102.6%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNTLNLS + LNLSGR
NCO
$108K
+102.7%y/y
Peer standing89th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.92%
+2.3%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNATRES + LNLSGR
30–89
$20.1M
−32.6%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICP3ASSET
90+
$2.48M
−24.0%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICP9ASSET
Nonaccrual
$87.6M
+1.4%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNAASSET