$1.36B
+0.2%y/y
Percentile by value69th percentileby value
FDIC
LNLSGRC
CCFBank National Association
Altoona, WisconsinFDIC Cert #57265
OCCEstablished 200122 branches
Holding company: CITIZENS COMMUNITY BCORP INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $249M |
| Investor CRE | $348M |
| Multifamily | $241M |
| Construction | $92.8M |
| 1–4 family | $209M |
| C&I | $102M |
| Agriculture | $98.6M |
| Other | $18.6M |
Loan book
Reported balances and balance-sheet intensity.
$1.34B
+0.0%y/y
Percentile by value69th percentileby value
FDIC
LNLSNET+0.01%
+100.1%y/y
Percentile by value14th percentileby value
FDIC
LNLSNET84.1%
−3.0%y/y
Percentile by value50th percentileby value
FDIC
LNLSNET + DEP73.4%
−2.3%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET + ASSET90.46%
−0.1%y/y
Percentile by value71st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
314%
+4.1%y/y
Percentile by value82nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC43%
+43.4%y/y
Percentile by value42nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,678points
−3.8%y/y
Peer standing75th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD18.29%
+3.8%y/y
Percentile by value77th percentileby value
FDIC
LNRENROW + LNLSGR25.62%
−7.5%y/y
Percentile by value71st percentileby value
FDIC
LNRENROT + LNLSGR7.52%
+11.5%y/y
Percentile by value28th percentileby value
FDIC
LNCI + LNLSGR