$82.2M
+18.0%y/y
Percentile by value25th percentileby value
FDIC
LNLSGRCP
California Pacific Bank
Hayward, CaliforniaFDIC Cert #23242
STATEEstablished 19802 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $18.7M |
| Investor CRE | $22.4M |
| Multifamily | $4.53M |
| Construction | $22.1M |
| 1–4 family | $10.8M |
| C&I | $4.18M |
| Agriculture | $0 |
| Other |
Loan book
Reported balances and balance-sheet intensity.
$76.3M
+18.7%y/y
Percentile by value21st percentileby value
FDIC
LNLSNET+18.69%
+9.3%y/y
Percentile by value90th percentileby value
FDIC
LNLSNET131.9%
−14.5%y/y
Percentile by value99th percentileby value
FDIC
LNLSNET + DEP75.6%
−2.3%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET + ASSET104.23%
+2.9%y/y
Percentile by value97th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
115%
+42.6%y/y
Percentile by value59th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC52%
+63.8%y/y
Percentile by value78th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,286points
−8.9%y/y
Peer standing54th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD22.74%
−41.8%y/y
Percentile by value91st percentileby value
FDIC
LNRENROW + LNLSGR27.28%
+30.6%y/y
Percentile by value92nd percentileby value
FDIC
LNRENROT + LNLSGR5.08%
+19.7%y/y
Percentile by value23rd percentileby value
FDIC
LNCI + LNLSGR