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BDI
BB

Bridgewater Bank

Saint Louis Park, MinnesotaFDIC Cert #58210

STATEEstablished 200510 branches

Holding company: BRIDGEWATER BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.01%
−2.4%y/y
Peer standing96th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
0.27%
+4.8%y/y
Peer standing75th percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
0.27%
+4.8%y/y
Peer standing78th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.22%
+9.7%y/y
Peer standing75th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$11.7M
+13.8%y/y
Peer standing74th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.05%
+4,169.7%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$516K
+4,590.9%y/y
Peer standing51st percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.31%
−1.9%y/y
Percentile by value73rd percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$494K
+6.0%y/y
Peer standing95th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$11.7M
+13.8%y/y
Peer standing65th percentile
Peer standing in ubpr:primary:3
FDICNAASSET