Brazos National Bank

Richwood, TexasFDIC Cert #24038

OCCEstablished 19821 branch

Holding company: GULFPORT BANCSHARES OF DE INCRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$640K
Investor CRE	$0
Multifamily	$0
Construction	$0
1–4 family	$22.5M
C&I	$29K
Agriculture	$0
Other	$98K

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$23.3M

+13.5%y/y

Percentile by value38th percentileby value

FDICLNLSGR

Net loans

$23.2M

+14.4%y/y

Percentile by value38th percentileby value

FDICLNLSNET

Loans YoY

+14.36%

+297.6%y/y

Percentile by value85th percentileby value

FDICLNLSNET

L/D

215.5%

+3.9%y/y

Percentile by value100th percentileby value

FDICLNLSNET + DEP

Loans/assets

72.1%

+8.6%y/y

Percentile by value83rd percentileby value

FDICLNLSNET + ASSET

RE loans %

99.45%

+0.4%y/y

Percentile by value92nd percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

9,360points

+0.5%y/y

Peer standing0th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

2.75%

+5.6%y/y

Percentile by value41st percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

0.00%

Percentile by value0th percentileby value

FDICLNRENROT + LNLSGR

C&I %

0.12%

−60.7%y/y

Percentile by value8th percentileby value

FDICLNCI + LNLSGR