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BDI
BB

BNC National Bank

Glendale, ArizonaFDIC Cert #57197

OCCEstablished 200113 branches

Holding company: BNCCORP INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.03B$888M
Q3 2021$1.07B$941M
Q4 2021$1.05B$918M
Q1 2022$986M$866M
Q2 2022$918M$799M
Q3 2022$945M$829M
Q4 2022$942M$838M
Q1 2023$896M$790M
Q2 2023$929M$822M
Q3 2023$912M$807M
Q4 2023$967M$854M
Q1 2024$927M$814M
Q2 2024$914M$800M
Q3 2024$923M$803M
Q4 2024$965M$859M
Q1 2025$965M$856M
Q2 2025$940M$828M
Q3 2025$1B$885M
Q4 2025$1.1B$978M
Q1 2026$1.06B$938M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.06B
+10.0%y/y
Percentile by value8th percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$938M
+9.6%y/y
Percentile by value13th percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$735M
+5.1%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$726M
+5.2%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$111M
−13.1%y/y
Percentile by value21st percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$179M
+75.1%y/y
Percentile by value78th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$944M
+9.7%y/y
Percentile by value7th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$118M
+12.1%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$10.9M
+14.6%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$9.41M
+16.8%y/y
Peer standing15th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$1.51M
+2.4%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$385K
+285.0%y/y
Percentile by value54th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$3.66M
+37.1%y/y
Peer standing20th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$2.82M
+38.0%y/y
Peer standing18th percentile
Peer standing in ubpr:primary:4
FDICNETINC