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BDI
BS

Belmont Savings Bank, SSB

Belmont, North CarolinaFDIC Cert #28035

STATEEstablished 19151 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$108M$87.7M
Q3 2021$109M$88.6M
Q4 2021$110M$89.6M
Q1 2022$113M$93.4M
Q2 2022$114M$95.2M
Q3 2022$113M$94.9M
Q4 2022$110M$90.7M
Q1 2023$116M$92.2M
Q2 2023$115M$85.4M
Q3 2023$121M$92.1M
Q4 2023$120M$90.9M
Q1 2024$129M$96.8M
Q2 2024$131M$95.1M
Q3 2024$135M$94.7M
Q4 2024$134M$95.7M
Q1 2025$140M$97.1M
Q2 2025$139M$96.1M
Q3 2025$146M$101M
Q4 2025$151M$102M
Q1 2026$156M$106M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$156M
+11.5%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICASSET
Deposits
$106M
+9.6%y/y
Percentile by value23rd percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$131M
+11.3%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$130M
+11.3%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$7.75M
+1.8%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICSC
Cash
$10.6M
+23.9%y/y
Percentile by value34th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$136M
+12.8%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICLIAB
Equity
$19.1M
+2.9%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$995K
+31.3%y/y
Peer standing21st percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$974K
+32.2%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$21K
0.0%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICNONII
Provision
$1K
−96.3%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
$222K
+372.3%y/y
Peer standing44th percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
$172K
+273.9%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 103 — Insured savings banks having assets between $100 million and $300 million
FDICNETINC