$3.88B
+10.6%y/y
Percentile by value56th percentileby value
FDIC
LNLSGRBB
Barrington Bank & Trust Company, National Association
Barrington, IllinoisFDIC Cert #34395
OCCEstablished 19969 branches
Holding company: WINTRUST FINANCIAL CORPRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $106M |
| Investor CRE | $334M |
| Multifamily | $137M |
| Construction | $114M |
| 1–4 family | $989M |
| C&I | $1.64B |
| Agriculture | $12.9M |
| Other | $542M |
Loan book
Reported balances and balance-sheet intensity.
$3.85B
+10.5%y/y
Percentile by value57th percentileby value
FDIC
LNLSNET+10.45%
+141.8%y/y
Percentile by value74th percentileby value
FDIC
LNLSNET100.2%
−0.2%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET + DEP78.2%
+1.8%y/y
Percentile by value74th percentileby value
FDIC
LNLSNET + ASSET44.16%
+9.7%y/y
Percentile by value11th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
113%
+22.5%y/y
Percentile by value11th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC22%
+12.7%y/y
Percentile by value20th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,547points
−14.8%y/y
Peer standing21st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD2.73%
+30.2%y/y
Percentile by value8th percentileby value
FDIC
LNRENROW + LNLSGR8.61%
+17.8%y/y
Percentile by value11th percentileby value
FDIC
LNRENROT + LNLSGR42.33%
−12.0%y/y
Percentile by value94th percentileby value
FDIC
LNCI + LNLSGR