$2.49B
+8.2%y/y
Percentile by value21st percentileby value
FDIC
LNLSGRB
BankNewport
Middletown, Rhode IslandFDIC Cert #18129
STATEEstablished 181920 branches
Holding company: OCEANPOINT FINL PARTNERS MHCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $240M |
| Investor CRE | $664M |
| Multifamily | $178M |
| Construction | $187M |
| 1–4 family | $904M |
| C&I | $271M |
| Agriculture | $2.31M |
| Other | $42.6M |
Loan book
Reported balances and balance-sheet intensity.
$2.47B
+8.1%y/y
Percentile by value21st percentileby value
FDIC
LNLSNET+8.13%
+33.8%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET100.5%
−1.9%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET + DEP80.4%
+0.5%y/y
Percentile by value81st percentileby value
FDIC
LNLSNET + ASSET93.75%
−0.2%y/y
Percentile by value81st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
297%
+10.0%y/y
Percentile by value76th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC54%
−19.8%y/y
Percentile by value67th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,390points
−0.0%y/y
Peer standing33rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD9.65%
−1.1%y/y
Percentile by value42nd percentileby value
FDIC
LNRENROW + LNLSGR26.69%
+27.7%y/y
Percentile by value72nd percentileby value
FDIC
LNRENROT + LNLSGR10.89%
+2.0%y/y
Percentile by value43rd percentileby value
FDIC
LNCI + LNLSGR