$2.46B
+4.1%y/y
Percentile by value19th percentileby value
FDIC
LNLSGRBS
Bank of Stockton
Stockton, CaliforniaFDIC Cert #1536
STATEEstablished 186721 branches
Holding company: 1867 WESTERN FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $473M |
| Investor CRE | $642M |
| Multifamily | $161M |
| Construction | $107M |
| 1–4 family | $314M |
| C&I | $244M |
| Agriculture | $295M |
| Other | $220M |
Loan book
Reported balances and balance-sheet intensity.
$2.38B
+4.2%y/y
Percentile by value16th percentileby value
FDIC
LNLSNET+4.22%
−43.9%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET63.3%
−0.5%y/y
Percentile by value10th percentileby value
FDIC
LNLSNET + DEP49.2%
−1.9%y/y
Percentile by value7th percentileby value
FDIC
LNLSNET + ASSET80.15%
+1.8%y/y
Percentile by value49th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
96%
−1.7%y/y
Percentile by value11th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC11%
−24.3%y/y
Percentile by value14th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,466points
+7.9%y/y
Peer standing88th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD19.24%
+4.8%y/y
Percentile by value91st percentileby value
FDIC
LNRENROW + LNLSGR26.12%
+7.1%y/y
Percentile by value70th percentileby value
FDIC
LNRENROT + LNLSGR9.94%
−2.3%y/y
Percentile by value39th percentileby value
FDIC
LNCI + LNLSGR