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BDI
BJ

Bank Of Jackson Hole Trust

Jackson, WyomingFDIC Cert #23826

STATEEstablished 19821 branch

Holding company: NATIONAL BANK HOLDINGS CORPRegulator: FED

FDICCERT + OFFDOM

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.

As of Q1 2026

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA
0.52%
−68.5%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:8
FDICNETINC + ROA
ROE
1.47%
−71.3%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:8
FDICNETINC + ROE
Pretax ROA
0.68%
−68.9%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:8
FDICPTAXNETINC + ASSET
NIM
4.65%
+4.2%y/y
Peer standing80th percentile
Peer standing in ubpr:primary:8
FDICNIM + NIMY
Earning yield
4.65%
−6.9%y/y
Peer standing33rd percentile
Peer standing in ubpr:primary:8
FDICINTINCY
IB deposit cost
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in ubpr:primary:8
FDICEINTEXP + DEPIDOM

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency
91.82%
+26.7%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:8
FDICNONIX + NIM + NONII + EEFFR
Expense/assets
11.38%
+56.7%y/y
Peer standing6th percentile
Peer standing in ubpr:primary:8
FDICNONIX + ASSET
Fee share
83.13%
+1.4%y/y
Percentile by value96th percentileby value
Peer standing in ubpr:primary:8
FDICNONII + NIM
Assets YoY
−5.22%
−310.7%y/y
Percentile by value18th percentileby value
Peer standing in ubpr:primary:8
FDICASSET
Deposits YoY
−61.74%
−135.6%y/y
Percentile by value0th percentileby value
Peer standing in ubpr:primary:8
FDICDEP
Loans YoY
+73.46%
−90.9%y/y
Percentile by value99th percentileby value
Peer standing in ubpr:primary:8
FDICLNLSNET

How this bank compares

Switch cohorts or expand any row to inspect the full distribution.

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
30th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th −0.56%Median 0.90%90th 2.26%Observations 136
ROE
FDICNETINC + ROE
22nd percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th −3.28%Median 7.12%90th 15.63%Observations 136
NIM
FDICNIM + NIMY
80th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.78%Median 3.85%90th 5.10%Observations 136
Efficiency
FDICNONIX + NIM + NONII + EEFFR
24th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 52.02%Median 75.82%90th 114.19%Observations 136
Deposits YoY
FDICDEP
0th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −9.27%Median +0.92%90th +12.70%Observations 135
Loans YoY
FDICLNLSNET
98th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −9.88%Median +2.06%90th +21.05%Observations 127
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
38th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.22%90th 3.65%Observations 127
Leverage
FDICRBC1AAJ
90th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.98%Median 13.22%90th 30.79%Observations 136

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
100th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 0.94%Median 1.78%90th 3.06%Observations 133
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
50th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 0%Median 9%90th 85%Observations 65

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.