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BDI
BH

Bank of Holly Springs

Holly Springs, MississippiFDIC Cert #8232

STATEEstablished 18699 branches

Holding company: HOLLY SPRINGS BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.68%
+64.7%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP3ASSET + LNLSGR
90+ %
0.08%
−52.3%y/y
Peer standing22nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
3.95%
+162.8%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNAASSET + LNLSGR
Noncurrent %
4.02%
+142.4%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.05%
+117.0%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$18.2M
+120.7%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
3.65%
+2,306.9%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNTLNLS + LNLSGR
NCO
$3.96M
+2,300.6%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.66%
+64.6%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNATRES + LNLSGR
30–89
$11.7M
+68.2%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP3ASSET
90+
$327K
−51.3%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICP9ASSET
Nonaccrual
$17.2M
+168.4%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNAASSET