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BDI
BF

Bank of Franklin

Meadville, MississippiFDIC Cert #10594

STATEEstablished 19126 branches

Holding company: FRANKLIN BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.57%
−48.0%y/y
Peer standing52nd percentile
Peer standing in ubpr:primary:6
FDICP3ASSET + LNLSGR
90+ %
0.05%
−71.4%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + LNLSGR
Nonaccrual %
1.20%
−28.7%y/y
Peer standing19th percentile
Peer standing in ubpr:primary:6
FDICNAASSET + LNLSGR
Noncurrent %
1.26%
−32.9%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.91%
−41.7%y/y
Peer standing23rd percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.75M
−27.5%y/y
Peer standing14th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.15%
+109.7%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + LNLSGR
NCO
$69K
+137.9%y/y
Peer standing10th percentile
Peer standing in ubpr:primary:6
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.25%
−19.1%y/y
Percentile by value53rd percentileby value
Peer standing in ubpr:primary:6
FDICLNATRES + LNLSGR
30–89
$1.17M
−37.6%y/y
Peer standing35th percentile
Peer standing in ubpr:primary:6
FDICP3ASSET
90+
$109K
−65.7%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:6
FDICP9ASSET
Nonaccrual
$2.47M
−14.4%y/y
Peer standing9th percentile
Peer standing in ubpr:primary:6
FDICNAASSET