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BDI
BC

Bank of Colorado

Fort Collins, ColoradoFDIC Cert #16980

STATEEstablished 190060 branches

Holding company: PINNACLE BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.14%
−67.7%y/y
Peer standing79th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.00%
−89.1%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
0.13%
+731.3%y/y
Peer standing89th percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
0.14%
+153.2%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.10%
+168.7%y/y
Peer standing91st percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$7.22M
+179.1%y/y
Peer standing86th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+33.4%y/y
Peer standing72nd percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$162K
+44.6%y/y
Peer standing67th percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.26%
−1.2%y/y
Percentile by value62nd percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$7.33M
−64.4%y/y
Peer standing65th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$219K
−88.0%y/y
Peer standing45th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$7M
+816.5%y/y
Peer standing81st percentile
Peer standing in ubpr:primary:3
FDICNAASSET