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BDI
BA

Bank of America, National Association

Charlotte, North CarolinaFDIC Cert #3510

OCCEstablished 19043,610 branches

Holding company: BANK OF AMERICA CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.46%
−9.8%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP3ASSET + LNLSGR
90+ %
0.22%
−24.8%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.60%
−8.7%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.81%
−13.6%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.37%
−8.3%y/y
Peer standing64th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$9.91B
−6.4%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.49%
−9.9%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNTLNLS + LNLSGR
NCO
$1.41B
−3.0%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.09%
−8.7%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICLNATRES + LNLSGR
30–89
$5.57B
−2.0%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP3ASSET
90+
$2.61B
−18.3%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICP9ASSET
Nonaccrual
$7.17B
−0.8%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 1 — Insured commercial banks having assets greater than $100 billion
FDICNAASSET